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Future of Banking
Retail banks now and in the future
Retail banks are undergoing enormous change. Traditional business models are under immense pressure from technological innovation, an increasingly competitive playing field, complex regulations, embedded financing, and demanding customers. These developments are forcing banks to consider fundamental questions. What does it mean to be a financial institution today? What value do you add as a retail bank? We help you answer these questions by exploring five potential scenarios for the sector's future.
The Accelerator: co-creation for the digital transformation
PwC has put together a multidisciplinary team of experts in the field of business and software development that is able to generate IT solutions to manage business issues.
Automated Risk Insights
A platform that facilitates automated risk analyses on the financial statements of customers, counterparties and suppliers.
Customer Lifecycle Interaction Platform
A Salesforce-based platform that brings together all of the parties involved in a Customer Due Diligence, including the clients themselves.
This is how we can help you
How do you ensure, in these changing circumstances, that your bank remains a relevant player? We are happy to answer that question, based on four factors which relate to client orientation, competition, the new business economy and the reinvention of your organization. For more information about the ‘Future of Banking’ you can contact our ‘FoB’ team.
Relevance formula
The relevance that banks have for interested parties is the product of three factors: Trust, Convenience and Low costs. The higher each of these three factors are in the formula, the higher the relevance of the banks. None of the factors can be very low or negative.
Relevance = Convenience x low cost x trust
Insights
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Contact us
Wilbert van den Heuvel
Banking & Capital Markets Leader, PwC Netherlands
Tel: +31 (0)65 184 54 76
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